Disclosures:
2010 HUD Settlement Cost Booklet
Under federal regulations we are required to provide a booklet from the U.S. Department of Housing and Urban Development available to anyone originating a mortgage loan. We are delivering this to you via the following link to the on-line PDF document on the HUD website. If you are unable to access the document on-line, or if you prefer, please request a printed copy or PDF version via email.
Consumer Handbook on Adjustable-Rate Mortgage
Under federal regulations we are required to provide a booklet from the Federal Reserve Board available to anyone originating an Adjustable-Rate mortgage loan. This is a Consumer Handbook on Adjustable Rate Mortgages.
Interest Only Mortgages
Under federal regulations we are required to provide a booklet from the Board of Governors of the Federal Reserve System available to anyone originating an Adjustable-Rate mortgage loan. This is a Consumer Handbook on Interest-Only Mortgages.
Consumer Complaint Information
GROVE MORTGAGE (MORTGAGE BROKER #75479) IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST ME OR GROVE MORTGAGE SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT http://www.sml.state.tx.us/ OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT smlinfo@sml.state.tx.us.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.
7 TAC 81.7 / TFC 157.007 / April 1,2010
LINKS TO THIRD PARTY SITES:
The Grove Mortgage Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Grove Mortgage and Grove Mortgage is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Grove Mortgage is not responsible for web casting or any other form of transmission received from any Linked Site. Grove Mortgage is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Grove Mortgage of the site or any association with its operators.
Grove Mortgage is providing the information on this web site for general guidance only. The information on this site does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind nor should it be construed as such. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action on this information, you should consult a qualified professional adviser to whom you have provided all of the facts applicable to your particular situation or question. None of the tax information on this web site is intended to be used nor can it be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer. The information is provided "as is," with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.
Equal Housing Lender 